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Residential choice

Our apartments are fixed rented homes, where residents are selected on the basis of the need for applicants and the search criteria, not on a queue. In the choice of residents, we follow Varke's (formerly ARA) resident selection guidelines. A vacant apartment is offered to the applicant most in need. The most urgent, low -income and low -income applicants, in need of the most urgent, set out. The urgency of the dwelling is divided into three categories:

Applicants in a very urgent home requirement

  • Homeless applicants: outdoors, temporary accommodation, nursing or nursing homes, crisis homes, or with relatives/acquaintances.
  • Homelessness without its own reason: eg dismissal, dismantling, forced sales or non -housing by decision of the authorities.
  • Necessary and permanent need for accessibility: the current apartment is not accessible.
  • Very cramped living: more than three people/room or up to 10 m²/person.
  • Moving to a place of employment or study without an apartment.

Applicants in the urgent home requirement

  • The applicant has unreasonable housing costs in relation to the income, with more than 40 % of the gross income from the household for rent and other housing costs.
  • The applicant has a fixed -term lease that is not possible to continue or the applicant has been terminated from the current dwelling.
  • The applicant is 18 years old and lives with his parents in the municipality where he is seeking an apartment.
  • Cross -living (more than 2 people per room, kitchen without reading, or up to 15 m2 per person).
  • A permanent illness or disability of your own or a family member requires a healthier or more appropriate home.
  • The obstacle to changing a couple or a couple of open couples is the lack of an apartment.

In need of an apartment

  • The desire to change, for example, is dissatisfaction with the location or equipment of the current home.

Income limits

We follow the maximum income borders approved by the Government, which have entered into force on 1.1.2025. The revenue of the applicant food must not exceed the maximum limits specified in the Regulation.

In the choice of residents, the order of those in priority will not change, but the apartments are still addressed to the homeless and other urgent, low -income and low -income applicants. The income limits apply to both the choice of new residents and the change of home.

  • The monthly income of a one -person household must not exceed EUR 3540.
  • If the household has more than one adult over the age of 18, the income threshold for each adult will be increased by EUR 2480.
  • If there are children under the age of 18 in the household, the income threshold will be raised for the first child by 650 euros and for each child for 600 euros.

Age is calculated according to the end of the calendar year when the resident is sought.

Examples of income thresholds from 1.1.2025

Persons in the economy
Income threshold
1 adult
3 540 €
2 adults
6 020 €
1 adult and 1 child
4 190 €
2 adults and 1 child
6 670 €
2 adults and 2 children
7 270 €
2 adults and 3 children
7 870 €

What is taken into account as income
when defining income is taken into account permanent gross income per month. The income of young people at home is recruited with older income.

Exceptions
The income limits do not apply to 55+homes and other rental apartments for special groups.

Wealth limits

Helsinki from 1.1.2025

Number of people
1
2
3
4
5
Wealth
89 000
126 000
204 000
209 000
214 000

If more than 5 people in the household, the wealth limit will be increased by € 5,000 / person.

Espoo from 1.1.2025

Number of people
1
2
3
4
5
Wealth
75 000
94 000
125 000
135 000
145 000

If more than 5 people in the household, the wealth limit will be increased by € 10,000 / person.

Vantaa from 1.1.2025

Number of people
1
2
3
4
5
Wealth
53 000
66 000
88 000
98 000
108 000

If more than 5 people in the household, the wealth limit will be increased by € 10,000 / person.

Hyvinkää from 1.1.2025

Number of people
1
2
3
4
Wealth
60 500
77 000
99 000
121 000

If more than 4 people in the household, the wealth limit will be increased by 5,500 € / person.

Tampere from 1.7.2024

Number of people
1
2
3
Wealth
57 000
73 000
98 000

If there are 4 or more people in the household, the wealth limit will be increased by € 10,000 / person.

Turku from 1.1.2025

Number of people
1
2
3
4
5
Wealth
44 000
66 000
88 000
98 000
108 000

If more than 5 people in the household, the wealth limit will be increased by € 10,000 / person.

Joensuu from 1.1.2024

Number of people
1
2
3
4
5
Wealth
35 000
52 000
69 000
74 000
79 000

If more than 5 people in the household, the wealth limit will be increased by € 5,000 / person.

We follow the wealth limits confirmed by the Government. Wealth is calculated according to the fair value. Fair value means the likely transfer price of the property. Liabilities are reduced from the amount of wealth.

Attachments

Attachments include:

An explanation of income

Input Register, you can get it here: www.vero.fi/sitor

Wealth

  • Pre -filled tax return (from those over 18)
  • Report on the value of the property (eg housing stocks, real estate and holiday homes and securities), property tax ticket
  • Report on loans on the wealth of the applicant food (eg mortgage)

Other necessary attachments, depending on the need for a dwelling, depending on

  • Report on the threat of moving or a migration obligation, a home sale or renovation
  • Student of a valid study certificate or decision to approve the place of study if you move to another location because of a place to study
  • Employment contract if you move to another location because of a job
  • Last lease and rental receipt, notice of termination of the lease
  • Residence permit or registration certificate
  • Pregnancy certificate
  • Medical certificate if illness or disability requires a healthier or more suitable home
  • A receipt for the rent paid (if the applicant had unpaid rents)

In the event of an open/divorce

  • Certificate of divorce pending or decision
  • Agreement on Child Custody and Housing (Children under the age of 15)
  • Ex-spouse's pre-filled tax return (if you are resigning or up to 2 years of resignation)

After receiving the home offer, submit the attachments scanned in pdf format to info@setlementtiasunnot.fi .

Be prepared to submit the necessary attachments to your application. You may want to connect them already when you submit your home application. If there are no attachments, we will request them in the event of a possible housing offer.

Attachments are required to ensure the information provided in the application. Please note that the attachments required vary from case to case.

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