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Pink piggy bank.
Do you need additional tips for running everyday finances? Have a few invoices have been left over? Or is the economy already knotted? We compiled tips on how to balance your own finances. We have also compiled checklists for the student, the employee and the jobseeker.

Housing coordinator Markku Merivirta reminds us that Setlement Housing, if necessary, makes payment plans for rental debt with residents.

Merivirta hints that it is always worthwhile to always take into account in the economy planning, such as sickness, medical and medicine costs. If coming is important dates, for example, to deal with Kela, you should always put them on the calendar.

"Unfortunately, it is often the case that when something money has to be reduced due to other expenditure, the rent is often" borrowed "to endanger basic security or warm home."

Tips for financial management

When the goal is better budgeting

  • For larger purchases, it is a good idea to draw up a savings plan .
  • The Penno tool makes it simpler. You only record your daily expenses and income, and Penno tells you at a glance your money.

When a few bills are already in the arrears

  • Agree with the invoicer on the due date or draw a payment plan.
  • Always take care of important basic expenditure, such as rent and electricity bills.

When the economy has reached the node

Student

  • Check that you have received all possible support for studying and living.
  • Watch the video on how to apply for study and housing support.

Working

Jobseeker

  • If you become unemployed or your studies will end and you do not have a job, please immediately register as an unemployed jobseeker on the TE Services website or by telephone. You can then apply for unemployment insurance either at the unemployment fund or Kela.
  • Kela's unemployment benefit
  • TE services
  • Youth warranty

The information is compiled on the Settlement Association's Mun Finance website. Read more: muntalous.fi